Insurance Insights

Get timely insights on health insurance changes and trends, and stay up to date on information regarding the Affordable Healthcare Act (ObamaCare) and plan coverage options. We want you to have the resources to make the best decisions for the health of you, your employees, and your loved ones.

Spring 2016: Employer Updates and Reminders

Summer, 2016 By Sandra Henderson, Vice President, Insurance COBRA Reminders & Rules: Who is Subject to COBRA? Employer groups with 20 or more full time equivalents for 50% of the preceding calendar year.  This includes seasonal employees even if their work days are broken up by different months. If you…

Fall 2015: Health Insurance 101 for All Insureds

Fall, 2015 By Sandra Henderson, Vice President, Insurance Most of us know the drill. We get sick or injured, head to the doctor or other healthcare provider; they get our insurance information and then bill the insurer for our treatment. You then get a bill from your doctor and an…

Spring 2015: Group Plans - New ACA Provisions Coming Your Way

Spring 2015 By Sandra Henderson, Vice President, Insurance SMALL GROUP VS LARGE GROUP: WHAT ARE YOU? The definition of a “Small Employer” has traditionally been “any group under 50 lives” but when ObamaCare was enacted, the determination has been to increase that number to 100 lives. There have been many…

Spring 2014: ObamaCare Update: What have we seen so far?

Spring 2015 By Sandra Henderson, Vice President, Insurance In the Individual Market The Open Enrollment Period is now over. If you missed this enrollment deadline you will now have to wait until October of this year to be able to sign up for Individual coverage that will start January 1,…