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Insurance Insights

Get timely insights on health insurance changes and trends, and stay up to date on information regarding the Affordable Healthcare Act (ObamaCare) and plan coverage options. We want you to have the resources to make the best decisions for the health of you, your employees, and your loved ones.

Summer 2022: Scams, Frauds, & Just Plain Misinformation

SCAMS, FRAUDS AND JUST PLAIN MISINFORMATION….it’s everywhere and seems to be a constant source of confusion to all Medicare recipients. The good news is that we are 65 (me included) and the bad news is that we are 65. We now have a target on our backs for all kinds of marketing schemes. Some are legal and some are not.

Spring 2019: Heads Up on Health - Important Healthcare Updates You NEED to Know

by Sandra E. Henderson, RHU Happy New Year Everyone! I have some important healthcare/insurance updates for you so here you go. Individuals are still required to have health insurance but, as of 2019 the penalty amount is 0. Go figure that one out. I’m still a huge advocate of protecting…

Spring 2016: Employer Updates and Reminders

Summer, 2016 By Sandra Henderson, Vice President, Insurance COBRA Reminders & Rules: Who is Subject to COBRA? Employer groups with 20 or more full time equivalents for 50% of the preceding calendar year. This includes seasonal employees even if their work days are broken up by different months. If you…

Fall 2015: Health Insurance 101 for All Insureds

Fall, 2015 By Sandra Henderson, Vice President, Insurance Most of us know the drill. We get sick or injured, head to the doctor or other healthcare provider; they get our insurance information and then bill the insurer for our treatment. You then get a bill from your doctor and an…

Spring 2015: Group Plans - New ACA Provisions Coming Your Way

Spring 2015 By Sandra Henderson, Vice President, Insurance SMALL GROUP VS LARGE GROUP: WHAT ARE YOU? The definition of a “Small Employer” has traditionally been “any group under 50 lives” but when ObamaCare was enacted, the determination has been to increase that number to 100 lives. There have been many…

Spring 2014: ObamaCare Update: What have we seen so far?

Spring 2015 By Sandra Henderson, Vice President, Insurance In the Individual Market The Open Enrollment Period is now over. If you missed this enrollment deadline you will now have to wait until October of this year to be able to sign up for Individual coverage that will start January 1,…